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Recreational Vehicle Loans & Financing

Your next adventure starts with a great loan

No matter where your next adventure takes you, begin with an afforable recreational vehicle loan with Space Coast Credit Union.
 

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  • Fast Approval Decisions
  • No Application Fees
  • Low Rates for New8 and Used Vehicles
  • Flexible Terms9
  • No Payments for up to 90 Days49 50
  • Simple Electronic Closing with Express Sign
  • Automatic Online Bill Pay
  • No Pre-Payment Penalties
  • SCCU Membership, with Free Online and Mobile Banking60
  • SCCU Member Service for the Life of the Loan

For your enjoyment, we offer affordable boat, watercraft, and RV loans.

Flexible terms and low rate loans make it easy and affordable to purchase or refinance your motorcycle or scooter.

Boat and RV Loans
Boat and RV Loans
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Motorcycle & Scooter Loans
Motorcycle and Scooter Loans
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Terms
Terms

Up to 240 Months

Terms

Up to 72 Months

Application Fees
Application Fees

None

Application Fees

None

Pre-payment Penalties
Pre-payment Penalties

None

Pre-payment Penalties

None

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Frequently Asked Questions

Space Coast Credit Union requires Collision and Comprehensive coverage on all vehicle loans. 

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An auto loan pre-approval is good for 30 days. After this time, you will need to contact SCCU to extend the application.

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Go shopping! Once you find the vehicle, we will need the dealer to fax or email the Buyer's Order to us. An SCCU team member will be in contact with you to finalize the loan terms. Please visit the Auto Loan page for more information about the process for our auto loan pre-approvals.

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No, you do not have to be a member to apply for an auto loan. Should you qualify for a loan, we will process your auto loan application and membership application together during that time.

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You are not obligated to the loan if you decide not to purchase a vehicle. Please contact SCCU to cancel the application.

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Yes, your credit is pulled and reviewed in order to provide an auto loan pre-approval.

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Disclosures

Loans are subject to credit approval. Your actual rate and terms are affected by your creditworthiness, term selected, vehicle type, model year, and loan to value (LTV). Terms available up to 240 months. Certain restrictions apply.
LOAN PAYMENT DEFERRAL: Optional. Qualified borrowers only, available for terms up to 240 months. First payment may be deferred up to 90 days; your deferment may be 90 days or less. When selecting the 90 days no payment option, your interest accrues from date of the contract, and will continue to accumulate on a daily basis. This will result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. This will extend the length and payoff date of your loan term. Deferred payment is not available for refinances of existing SCCU boat and RV loans.
APR = Annual Percentage Rate